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Mar 03 2010

Blumenthal: Fed Misses Critical Deadline To Roll Back Credit Rates, Fees By KENNETH R. GOSSELIN The Hartford Courant Even as a sum of new protections for credit card users went into effect last Monday, the state attorney general disparage a ke

Mar 03 2010
update new credit card regulations allow room for maneuvering
UPDATE: New Credit Card Regulations Allow Room For Maneuvering By Meena Thiruvengadam Of DOW JONES NEWSWIRES WASHINGTON (Dow Jones)--The credit card game rules have officially changed thanks to new credit card regulations, effective Monday,

Mar 03 2010
Report: Interchange Fees Obstructs Economic Growth, Job Creation
Report: Interchange Fees Obstructs Economic Growth, Job Creation By Linda Lisanti INDIANAPOLIS -- Less than 20% of the interchange fees charged by credit card companies actually includes the cost of processing transactions, according to a rece

Feb 25 2010
Be A Smart Credit Card User
Be A Smart Credit Card User •Read the terms and conditions of your card. "The Credit Card Act is there to protect consumers," said Bruce McClary, ClearPoint Credit Counseling Solutions spokesman. "But the responsibility is still in the hands of th

Feb 25 2010
terms of the new credit cards regulations
CREDIT CARD ACT TERMS OF THE NEW CREDIT CARDS REGULATIONS 10 things that credit-card issuers can still perform with proper notice: * Alter your fixed-rate card to variable. * Increase your Annual Percentage Rate on future purchases. * Rais

Feb 25 2010
CREDIT CARD TRICKS take out cash
CREDIT CARD TRICKS By Kate Mansey 50 percent extra to take out cash Credit card companies are utilizing crafty tricks to rip off customers - as shock numbers show Britons owe Ł54.5 billion to our "flexible friends". A Sunday Mirror inves

Feb 23 2010
Build Good Credit Without Credit Cards
Build Good Credit Without Credit Cards When you are trying to build a good credit history, one often repeated piece of advice is to get a couple of credit cards and pay them off promptly. Credit cards are not the only way to skin the credit cat, t

Feb 23 2010
interest rate summary credit cards
Interest Rate Summary Credit Cards Here is a look at the state of credit card rates from the weekly national survey of large banks and thrifts conducted Feb. 17, 2010 by Bankrate.com Rates: 13.39% (all fixed); 13.63% (all variable) Credit c

Feb 21 2010
clouds parting over credit card troubles
Clouds Parting Over Credit Card Troubles Kelsey Swanekamp, With joblessness still hovering at 10 percent and household budget under pressure, credit card issuers and lenders are still taking profits from their loans to consumers. Developmen

Feb 21 2010
credit card chargeoffs still troubling
Credit Card Charge-Offs Still Troubling February 17, 2010 by Staff Credit card charge-offs – or loans assumed uncollectible and written off – edged higher in January as reported by the major card issuers, although there is some positive expe

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Blog Post Date: Oct 20 2005

I'm pretty excited. I just got back from the WebMasterWorld Conference 2005 in New Orleans today. I got a whole bunch of ideas on what to do with this blog.

There are a whole bunch of things that need to be said about where people are heading with their current financial spending habits. I think that Canadians and Americans are on a pretty slippy land mass (financially) that is sitting on a huge earthquake fault! More and more spending happens, and people are digging themselves into the ground.

I've been talking about this stuff since I was in high school. I've been talking about this stuff since 1992 when i was a financial analyst in Toronto. In 1992 the debt balloon scared the crap out of me. I was in awe at how much debt people were in.

People are stressed out. Here's the vicious circle... We buy "stuff" to make out lives easier. Then we work really hard to pay for the stuff that makes our lives easier. I can't say it any better than that.

The best way for a country to lose control of itself is to be in huge debt and then start owing other people and countries. Right now we're pretty wealthy countries in North America. We're also in the cross hairs of financial/debt disaster.

So... People... I am urging you to take a look at your lifestyle. If you're working in a vicious circle of "quality of life" please take a look at what you're doing. Maybe you should find the real meaning of quality of life.

To put it in perspective: "In the beginning, when God created Adam and Eve, people didn't need cell phones, computers, wide screen tv's, and all of the modern gadgets that make life so much easier."

For the most part, I practice what I preach. I am putting these thoughts into even more of my own future plans.

What do you think?

Articles from October 2005
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Credit Card Blog Canadian Financial Blog Canadian Credit Blog Mar 03 2010 Blumenthal: Fed Misses Critical Deadline To Roll Back Credit Rates, Fees By KENNETH R. GOSSELIN The Hartford Courant Even as a sum of new protections for credit card users went into effect last Monday, the state attorney general disparage a ke Mar 03 2010 update new credit card regulations allow room for maneuvering UPDATE: New Credit Card Regulations Allow Room For Maneuvering By Meena Thiruvengadam Of DOW JONES NEWSWIRES WASHINGTON (Dow Jones)--The credit card game rules have officially changed thanks to new credit card regulations, effective Monday, Mar 03 2010 Report: Interchange Fees Obstructs Economic Growth, Job Creation Report: Interchange Fees Obstructs Economic Growth, Job Creation By Linda Lisanti INDIANAPOLIS -- Less than 20% of the interchange fees charged by credit card companies actually includes the cost of processing transactions, according to a rece Feb 25 2010 Be A Smart Credit Card User Be A Smart Credit Card User •Read the terms and conditions of your card. "The Credit Card Act is there to protect consumers," said Bruce McClary, ClearPoint Credit Counseling Solutions spokesman. "But the responsibility is still in the hands of th Feb 25 2010 terms of the new credit cards regulations CREDIT CARD ACT TERMS OF THE NEW CREDIT CARDS REGULATIONS 10 things that credit-card issuers can still perform with proper notice: * Alter your fixed-rate card to variable. * Increase your Annual Percentage Rate on future purchases. * Rais Feb 25 2010 CREDIT CARD TRICKS take out cash CREDIT CARD TRICKS By Kate Mansey 50 percent extra to take out cash Credit card companies are utilizing crafty tricks to rip off customers - as shock numbers show Britons owe Ł54.5 billion to our "flexible friends". A Sunday Mirror inves Feb 23 2010 Build Good Credit Without Credit Cards Build Good Credit Without Credit Cards When you are trying to build a good credit history, one often repeated piece of advice is to get a couple of credit cards and pay them off promptly. Credit cards are not the only way to skin the credit cat, t Feb 23 2010 interest rate summary credit cards Interest Rate Summary Credit Cards Here is a look at the state of credit card rates from the weekly national survey of large banks and thrifts conducted Feb. 17, 2010 by Bankrate.com Rates: 13.39% (all fixed); 13.63% (all variable) Credit c Feb 21 2010 clouds parting over credit card troubles Clouds Parting Over Credit Card Troubles Kelsey Swanekamp, With joblessness still hovering at 10 percent and household budget under pressure, credit card issuers and lenders are still taking profits from their loans to consumers. Developmen Feb 21 2010 credit card chargeoffs still troubling Credit Card Charge-Offs Still Troubling February 17, 2010 by Staff Credit card charge-offs – or loans assumed uncollectible and written off – edged higher in January as reported by the major card issuers, although there is some positive expe Blog by Topic (Tags) Low Interest Bad Credit American Express Business Credit Cards Low Interest Cards Credit Cards - General Advanta Credit Cards Advertising & Marketing Prepaid Credit Cards Visa Credit Cards Cash Back Credit Cards Reward Cards March 2010 February 2010 April 2009 March 2009 December 2007 November 2007 October 2007 August 2007 July 2007 April 2007 February 2007 January 2007 December 2006 November 2006 October 2006 September 2006 August 2006 July 2006 June 2006 May 2006 April 2006 March 2006 February 2006 January 2006 December 2005 November 2005 October 2005 September 2005	Credit Card Blog & Article Area Link Back to This Post Blog, Need, School Blog Post Date: Oct 20 2005 I'm pretty excited. I just got back from the WebMasterWorld Conference 2005 in New Orleans today. I got a whole bunch of ideas on what to do with this blog. There are a whole bunch of things that need to be said about where people are heading with their current financial spending habits. I think that Canadians and Americans are on a pretty slippy land mass (financially) that is sitting on a huge earthquake fault! More and more spending happens, and people are digging themselves into the ground. I've been talking about this stuff since I was in high school. I've been talking about this stuff since 1992 when i was a financial analyst in Toronto. In 1992 the debt balloon scared the crap out of me. I was in awe at how much debt people were in. People are stressed out. Here's the vicious circle... We buy "stuff" to make out lives easier. Then we work really hard to pay for the stuff that makes our lives easier. I can't say it any better than that. The best way for a country to lose control of itself is to be in huge debt and then start owing other people and countries. Right now we're pretty wealthy countries in North America. We're also in the cross hairs of financial/debt disaster. So... People... I am urging you to take a look at your lifestyle. If you're working in a vicious circle of "quality of life" please take a look at what you're doing. Maybe you should find the real meaning of quality of life. To put it in perspective: "In the beginning, when God created Adam and Eve, people didn't need cell phones, computers, wide screen tv's, and all of the modern gadgets that make life so much easier." For the most part, I practice what I preach. I am putting these thoughts into even more of my own future plans. What do you think? Articles from October 2005 More articles from Year 2005 Comments (0)
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