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Mar 03 2010

Blumenthal: Fed Misses Critical Deadline To Roll Back Credit Rates, Fees By KENNETH R. GOSSELIN The Hartford Courant Even as a sum of new protections for credit card users went into effect last Monday, the state attorney general disparage a ke

Mar 03 2010
update new credit card regulations allow room for maneuvering
UPDATE: New Credit Card Regulations Allow Room For Maneuvering By Meena Thiruvengadam Of DOW JONES NEWSWIRES WASHINGTON (Dow Jones)--The credit card game rules have officially changed thanks to new credit card regulations, effective Monday,

Mar 03 2010
Report: Interchange Fees Obstructs Economic Growth, Job Creation
Report: Interchange Fees Obstructs Economic Growth, Job Creation By Linda Lisanti INDIANAPOLIS -- Less than 20% of the interchange fees charged by credit card companies actually includes the cost of processing transactions, according to a rece

Feb 25 2010
Be A Smart Credit Card User
Be A Smart Credit Card User •Read the terms and conditions of your card. "The Credit Card Act is there to protect consumers," said Bruce McClary, ClearPoint Credit Counseling Solutions spokesman. "But the responsibility is still in the hands of th

Feb 25 2010
terms of the new credit cards regulations
CREDIT CARD ACT TERMS OF THE NEW CREDIT CARDS REGULATIONS 10 things that credit-card issuers can still perform with proper notice: * Alter your fixed-rate card to variable. * Increase your Annual Percentage Rate on future purchases. * Rais

Feb 25 2010
CREDIT CARD TRICKS take out cash
CREDIT CARD TRICKS By Kate Mansey 50 percent extra to take out cash Credit card companies are utilizing crafty tricks to rip off customers - as shock numbers show Britons owe £54.5 billion to our "flexible friends". A Sunday Mirror inves

Feb 23 2010
Build Good Credit Without Credit Cards
Build Good Credit Without Credit Cards When you are trying to build a good credit history, one often repeated piece of advice is to get a couple of credit cards and pay them off promptly. Credit cards are not the only way to skin the credit cat, t

Feb 23 2010
interest rate summary credit cards
Interest Rate Summary Credit Cards Here is a look at the state of credit card rates from the weekly national survey of large banks and thrifts conducted Feb. 17, 2010 by Bankrate.com Rates: 13.39% (all fixed); 13.63% (all variable) Credit c

Feb 21 2010
clouds parting over credit card troubles
Clouds Parting Over Credit Card Troubles Kelsey Swanekamp, With joblessness still hovering at 10 percent and household budget under pressure, credit card issuers and lenders are still taking profits from their loans to consumers. Developmen

Feb 21 2010
credit card chargeoffs still troubling
Credit Card Charge-Offs Still Troubling February 17, 2010 by Staff   Credit card charge-offs – or loans assumed uncollectible and written off – edged higher in January as reported by the major card issuers, although there is some positive expe

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THE SCENARIO
You're trying to find some good marketing software products and ebooks and you've been looking around, trying to figure out who has what to offer.

You've seen a million websites that have these mile long sales pages and are full of hype. You're confused, and need some background on these people that are offering these hyped marketing products.

MY ANALYSIS
On my few days off, I was trying to put in perspective the products that we sell on this site. It's a part of trying to help define our customers expectations when they buy these marketing software products and ebooks.

One thing I noticed is that most, if not all, of the developers of these clickbank type products are really small companies and home based businesses.

These are not companies that have had millions of dollars of cash injection put into them. They haven't had tons of research and development dollars put into them.

These developers are people who have most likely done really well themselves on the internet and want to share their successes with other people and make a few bucks at the same time.

It's important to keep in mind that anybody who can write software that is reasonably well tested and for sale has to have a certain amount of competence. That goes for ebook developers as well. It's not particularly easy to write an ebook that is going to genuinely help the reader.

EXPERTS HAVE A UNIQUE PERSPECTIVE
Being an expert and developing a product takes hours of research, study, development etc. That's why I give credit to these products.
Because the internet is such a highly fluctuating place, it's difficult to get financing from banks and venture capital companies to support the development of these one-off products.

The developers of these internet marketing software and ebooks must then finance and market the development of their products on their own. You have to give them credit for their creativeness and diligence.

That's why we thought it important to develop our review system here, to develop some standards for which to evaluate the usefulness and value of each product.

LARGE CORPORATIONS HAVE A BUDGET FOR CUSTOMER SERVICE
The benefit of large corporations is that they have the resources financially and employee wise to develop all of the supporting documents and product manuals. Large corporations such as Microsoft and Symantec have customer service help desks that their customers can call in to. These companies have the budgets to develop, train and maintain these customer service departments.

SMALL COMPANIES DON'T HAVE THE INFRASTRUCTURE OR BUDGET TO MAINTAIN CUSTOMER SERVICE DEPARTMENTS
With a smaller, homebased business, the customer service department is also the developer of the product. The small business owner is usually doing his/her best to get through their daily chores.

We believe that by doing our news & reviews, we are adding value for our customers when they are shopping for internet marketing software & ebooks.

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