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Canadian Credit Blog

Mar 03 2010

Blumenthal: Fed Misses Critical Deadline To Roll Back Credit Rates, Fees By KENNETH R. GOSSELIN The Hartford Courant Even as a sum of new protections for credit card users went into effect last Monday, the state attorney general disparage a ke

Mar 03 2010
update new credit card regulations allow room for maneuvering
UPDATE: New Credit Card Regulations Allow Room For Maneuvering By Meena Thiruvengadam Of DOW JONES NEWSWIRES WASHINGTON (Dow Jones)--The credit card game rules have officially changed thanks to new credit card regulations, effective Monday,

Mar 03 2010
Report: Interchange Fees Obstructs Economic Growth, Job Creation
Report: Interchange Fees Obstructs Economic Growth, Job Creation By Linda Lisanti INDIANAPOLIS -- Less than 20% of the interchange fees charged by credit card companies actually includes the cost of processing transactions, according to a rece

Feb 25 2010
Be A Smart Credit Card User
Be A Smart Credit Card User •Read the terms and conditions of your card. "The Credit Card Act is there to protect consumers," said Bruce McClary, ClearPoint Credit Counseling Solutions spokesman. "But the responsibility is still in the hands of th

Feb 25 2010
terms of the new credit cards regulations
CREDIT CARD ACT TERMS OF THE NEW CREDIT CARDS REGULATIONS 10 things that credit-card issuers can still perform with proper notice: * Alter your fixed-rate card to variable. * Increase your Annual Percentage Rate on future purchases. * Rais

Feb 25 2010
CREDIT CARD TRICKS take out cash
CREDIT CARD TRICKS By Kate Mansey 50 percent extra to take out cash Credit card companies are utilizing crafty tricks to rip off customers - as shock numbers show Britons owe £54.5 billion to our "flexible friends". A Sunday Mirror inves

Feb 23 2010
Build Good Credit Without Credit Cards
Build Good Credit Without Credit Cards When you are trying to build a good credit history, one often repeated piece of advice is to get a couple of credit cards and pay them off promptly. Credit cards are not the only way to skin the credit cat, t

Feb 23 2010
interest rate summary credit cards
Interest Rate Summary Credit Cards Here is a look at the state of credit card rates from the weekly national survey of large banks and thrifts conducted Feb. 17, 2010 by Bankrate.com Rates: 13.39% (all fixed); 13.63% (all variable) Credit c

Feb 21 2010
clouds parting over credit card troubles
Clouds Parting Over Credit Card Troubles Kelsey Swanekamp, With joblessness still hovering at 10 percent and household budget under pressure, credit card issuers and lenders are still taking profits from their loans to consumers. Developmen

Feb 21 2010
credit card chargeoffs still troubling
Credit Card Charge-Offs Still Troubling February 17, 2010 by Staff   Credit card charge-offs – or loans assumed uncollectible and written off – edged higher in January as reported by the major card issuers, although there is some positive expe

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EXPENSIVE MISTAKE MOVING MY BLOG - TECHNORATI.COM
In the last few months I've been heavily working on this site, shifting things around until I get comfortable with it. It's also called trying and testing things on the fly.

At the start of the process I put this blog on the main home page of the site. I hooked up all of the connects with technorati.com and many of the other blog services. www.technorati.com was pointed at www.express-marketing.com. A few weeks ago I shifted the blog over to www.express-marketing.com/blog.html.

YOU LOSE YOUR CREDITS IF YOU MOVE YOUR BLOG
The problem with that was I stopped getting credit for published articles or links back to the blog. All of the links back credits stay with the original page.

Now I am starting fresh again with my blogsite being at this location.
This is an expensive error as it cost me a few months of posting and backlinks etc. As I was trying different things, I'm not sure how I could have avoided this problem.

There are only theories on the best places to put your blog.

If possible, if you're going to set up a blog, make sure you put it in a spot from which it isn't going to move again.

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I LOVE INSPIRATIONAL STORIES
I was watching Rudy the other night. I was in the mood for an inspirational movie about a young fellow who beats the odds and fulfills his dreams. His story was later portrayed by Sean Astin in the movie "Rudy" in 1993.

See Rudy's official website

The imagery on the movie is pretty inspirational as they show young Rudy having a dream and then all of the activities he does to fulfill his dream. He has to change his mind set and the mindsets of people around him.

The parts on the movie where he is playing football against huge football players. He gets the stuffing knocked out of him over and over. He keeps getting back up for more punishment. His diligence is tremendously inspirational.

WEBSITE MARKETING IS LIKE RUDY'S ADVENTURE
In order to be successful in internet marketing you have to be like Rudy. Just coming back for more. Bloody and all.

The important thing that I enjoyed and was refreshed by was that, when people see that you're really serious about what you do and that you'll take the hits to achieve your goal, they'll get behind you and support you. Sometimes it takes a while for people to back you.

You just have to keep working at it. If you really believe in your goal, you just have to keep going for it.

Website marketing and internet advertising is not an easy task. If you don't market your site and products, nobody else will. You just have to keep getting out there and promoting yourself.

If you haven't seen the movie Rudy, look out for it at your local video store, or see it on TV. It's a worthwhile. movie to watch.

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Well it's that time again.
Getting out and visiting with the relatives. Leaving all this website marketing stuff behind for at least a few hours!!

I posted a new article for new articles writers here.
It's about writing articles, article submission and some of the problems new writers face when they're just starting.

All the best in this holiday season.

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Tim Berners-Lee started his blog on 2005-12-12. Tim Berners-Lee was the fellow who created the first internet browser which he called WorldWideWeb and later called his browser Nexus.

According to The WorldWideWeb browser
The first web browser - or browser-editor rather - was called WorldWideWeb as, after all, when it was written in 1990 it was the only way to see the web. Much later it was renamed Nexus in order to save confusion between the program and the abstract information space (which is now spelled World Wide Web with spaces).


This is a screen shot of the first browser.

You just gotta love this stuff.

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One thing I find, which is remarkably noticeable in these forums, is the lack of content relating to actual marketing. It's as if all the contributors believe the only way to rank at a search engine depends on some technical issues which need to be addressed. It's like, we'll do the SEO and then we'll have a look at your marketing!

Further

Awareness campaigns for new brands/sites, using niche marketing into verticals, especially for b2b sites works a treat. If you are a genuine marketer, there are dozens of methods of promoting a web site other than just sitting on your ass in the so called sandbox, waiting around for Google to do YOUR job.


Mike says market your product

There is so much talk about this search engine marketing technique and that website marketing idea.

I think it's important to market your product or service. If you work on behalf of clients, market their products and services. The people that spend the most time actively marketing are those who are going to survive.

While it's important to know how web pages work and website marketing/ programming works, it's more important to know marketing skills. I say this as I come from a marketing background first and then from SEO marketing second.

As I've mentioned over and over again people are going to buy from you if they know you, like you and trust you. You've got to know this from the depths of your sole. Fancy programming, blog spamming, cloaking etc is not going to magically get people to like you and trust you.

There are many more ways to advertise your website than just free google search engine results. I have to admit that prior to Google Update Jagger, all of my online marketing came from free search engine results. For the last several months, I've gone through the excruciating process of learning several new methods of internet marketing. No longer am I going to rely on free google search engine results!

I like to read these posts as they are entertaining. I like to read posts from real marketers because I know that they know how to market to people.

I like Mike Grehan's common sense comments in his blog.

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Recently I moved my blog page over to blog page from my home page.

The problem I was having was that my page was loading slowly. I did some tests with the load times and different components that I had loading.

As soon as I took the Technorati.com "blogs that link here link off"

the page loaded alot faster.

The problem is that technorati won't track your site if you don't have their code on your blog. It's good to have technorati loaded on your blog as it gets you more traffic.

So, I moved the blog page away from the home page and have all the blog toys and goodies on this page. My apologies if the page loads alittle slower than it should. I just hope that technorati adds some new servers soon.

The problem of success... technorati has done such a good job, but now they are too successful and it's bottlenecking all over.

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Brett Tabke is one of the best in SEO that I know of. His www.webmasterworld.com is one of the highest traffic seo forums on the net, if not the largest.

It seems that just for fun, he has put his blog in the Robots.txt file on his site.. It's amazing that people actually read Brett Tabke's robots.txt file.

It's an enviable position to have that much power and traffic. Currently WebMasterWorld has 292,000 pages listed in the google search results.

I like this comment from Brett Tabke with regards to being completely white hat, or being a little 'black hat' -
Does that mean we will be pure-as-the-driven-snow? No way - our job
is to generate traffic at a reasonable to low universal risk. That means getting listed - getting ranked - getting traffic - is only the
first step. *ANY* SEO policy MUST focus on ROI as well as
traffic acquisition. If your seo practices poison your ROI, then
what is the point? You can only trick your visitors for a certain
amount of time.

So... even one of the most respected names in the industry is in the business of "-getting listed - getting ranked - getting traffic no matter what he has to do. Brett Tabke also admits the fact that many blackhat techniques are going to go by the wayside, especially with google.

I find that encouraging. The whole idea is to get people to get on your site and stay on your site. The only way to do that long term is to give them value, value, value.

The hard earned luxury that Brett has is that he has enough traffic to try all sorts of things with his loyal visitors.

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Website development and SEO are like going to the Gym and doing heavy weight lifting...

It's extremely difficult, exhausting, frustrating, etc while you're doing it.
Afterwards, you feel great for having done the work out.

I've had this quote in my mind alot lately.

Also.. google just updated their backlinks, pagerank etc. It's a new , fresh google update.

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Monty's quote of the Day:
There is a new linker born... every second!
(This is SEO motivational talk to help us when we feel we're getting low on people linking to us.)

After my email blunder, I contacted each person who complained, all two of them.

I spoke at length with Rod Beckwith over the phone and told him that I wanted to introduce myself as I was selling his products on my site. As with the affiliate game, he had no idea who I was. The email blunder and phone call started a good relationship.

Rod Beckwith indicated that he's got alot of new products that he is going to introduce in 2006, so I'll be looking forward to seeing them.

The whole point of the internet or any business is to create good relationships with people. I thought I would turn my error around for the good and it worked.

Aside from that... i've been beefing up my pages on this site and putting more value into them.

rod beckwith email problem website development

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Well... when you eat, sleep, and breathe something sometimes you make dumb errors. I thought I would share mine with you.

As I was working through one of the techniques suggested in one of the ebooks I'm reading about developing your newsletter, it suggested that I send out emails , as in a reply sort of thing, to all of the people who have emailed me , in my 'inbox'.

So I thought, that's cool... it's not spammy... these are people who have sent me emails asking for something or replying to something, it's fair game.

What I forgot about is that all of my email addresses from my websites are funneled through one account. There was no way for me to tell from which websites these people were contacting me from. OUCH... this is embarrassing.

Being that I work in advertising in different industries with different websites promoting really different things, some people don't know my different identities.

I got a crank email from Rod Beckwith of Mr Joint Venture fame, whom I some software from. He sends out spamarrest emails to those who are trying to contact him. My auto emailer sent out an email to his spam arrest account and he thought I was a spammer. Geez... I feel stupid.

I got another angry email from a fellow who made a purchase from me from a different website, and wouldn't have a clue about this marketing site. He was happy with the service from the other website, but he didn't know who was sending him this "marketing" type email.

The lessons from today... Much unlike myself, please put in at least 3-5 minutes of planning with something before doing a campaign like this. It was pretty dumb, and I cancelled all subsequent "automatic" emails to people that send me email.

I always look at these types of things as a learning experience. I'm sure I'm going to do a few more idiotic things like this, however, sometimes you've got to do them in order to learn not to do them.

I am going to make sure that everybody I email from now on is actually from the website that they contacted me from. What a marketing concept. Market to targeted people. Don't market to people who signed up for something on a different website as they won't have a clue who you are.

I thought I would share this BONE HEAD mistake publicly so as to help people not do the same thing.

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