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Mar 03 2010

Blumenthal: Fed Misses Critical Deadline To Roll Back Credit Rates, Fees By KENNETH R. GOSSELIN The Hartford Courant Even as a sum of new protections for credit card users went into effect last Monday, the state attorney general disparage a ke

Mar 03 2010
update new credit card regulations allow room for maneuvering
UPDATE: New Credit Card Regulations Allow Room For Maneuvering By Meena Thiruvengadam Of DOW JONES NEWSWIRES WASHINGTON (Dow Jones)--The credit card game rules have officially changed thanks to new credit card regulations, effective Monday,

Mar 03 2010
Report: Interchange Fees Obstructs Economic Growth, Job Creation
Report: Interchange Fees Obstructs Economic Growth, Job Creation By Linda Lisanti INDIANAPOLIS -- Less than 20% of the interchange fees charged by credit card companies actually includes the cost of processing transactions, according to a rece

Feb 25 2010
Be A Smart Credit Card User
Be A Smart Credit Card User •Read the terms and conditions of your card. "The Credit Card Act is there to protect consumers," said Bruce McClary, ClearPoint Credit Counseling Solutions spokesman. "But the responsibility is still in the hands of th

Feb 25 2010
terms of the new credit cards regulations
CREDIT CARD ACT TERMS OF THE NEW CREDIT CARDS REGULATIONS 10 things that credit-card issuers can still perform with proper notice: * Alter your fixed-rate card to variable. * Increase your Annual Percentage Rate on future purchases. * Rais

Feb 25 2010
CREDIT CARD TRICKS take out cash
CREDIT CARD TRICKS By Kate Mansey 50 percent extra to take out cash Credit card companies are utilizing crafty tricks to rip off customers - as shock numbers show Britons owe £54.5 billion to our "flexible friends". A Sunday Mirror inves

Feb 23 2010
Build Good Credit Without Credit Cards
Build Good Credit Without Credit Cards When you are trying to build a good credit history, one often repeated piece of advice is to get a couple of credit cards and pay them off promptly. Credit cards are not the only way to skin the credit cat, t

Feb 23 2010
interest rate summary credit cards
Interest Rate Summary Credit Cards Here is a look at the state of credit card rates from the weekly national survey of large banks and thrifts conducted Feb. 17, 2010 by Bankrate.com Rates: 13.39% (all fixed); 13.63% (all variable) Credit c

Feb 21 2010
clouds parting over credit card troubles
Clouds Parting Over Credit Card Troubles Kelsey Swanekamp, With joblessness still hovering at 10 percent and household budget under pressure, credit card issuers and lenders are still taking profits from their loans to consumers. Developmen

Feb 21 2010
credit card chargeoffs still troubling
Credit Card Charge-Offs Still Troubling February 17, 2010 by Staff   Credit card charge-offs – or loans assumed uncollectible and written off – edged higher in January as reported by the major card issuers, although there is some positive expe

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Well... when you eat, sleep, and breathe something sometimes you make dumb errors. I thought I would share mine with you.

As I was working through one of the techniques suggested in one of the ebooks I'm reading about developing your newsletter, it suggested that I send out emails , as in a reply sort of thing, to all of the people who have emailed me , in my 'inbox'.

So I thought, that's cool... it's not spammy... these are people who have sent me emails asking for something or replying to something, it's fair game.

What I forgot about is that all of my email addresses from my websites are funneled through one account. There was no way for me to tell from which websites these people were contacting me from. OUCH... this is embarrassing.

Being that I work in advertising in different industries with different websites promoting really different things, some people don't know my different identities.

I got a crank email from Rod Beckwith of Mr Joint Venture fame, whom I some software from. He sends out spamarrest emails to those who are trying to contact him. My auto emailer sent out an email to his spam arrest account and he thought I was a spammer. Geez... I feel stupid.

I got another angry email from a fellow who made a purchase from me from a different website, and wouldn't have a clue about this marketing site. He was happy with the service from the other website, but he didn't know who was sending him this "marketing" type email.

The lessons from today... Much unlike myself, please put in at least 3-5 minutes of planning with something before doing a campaign like this. It was pretty dumb, and I cancelled all subsequent "automatic" emails to people that send me email.

I always look at these types of things as a learning experience. I'm sure I'm going to do a few more idiotic things like this, however, sometimes you've got to do them in order to learn not to do them.

I am going to make sure that everybody I email from now on is actually from the website that they contacted me from. What a marketing concept. Market to targeted people. Don't market to people who signed up for something on a different website as they won't have a clue who you are.

I thought I would share this BONE HEAD mistake publicly so as to help people not do the same thing.

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