Credit Card Blog & Article Area

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Blog Post Date: Oct 26, 2006

Advanta Credit Card - Advanta Low APR Business Credit Card

Some credit card news about Chase credit cards and other credit cards.

Sometimes I forget that the little plastic credit cards in my pockets carry so much corporate weight in the world. Credit card companies are huge with thousands of employees and complex software systems. I do enjoy reading what goes on in the back ground.

It's interesting that JPMorgan Chase & Co., is one of Delaware s largest private employers. Who would have thought that the credit card industry would take over manufacturing, wholesaling etc as far as employers go.

News Post:
Advanta Prices Securitizations Backed By Business Purpose Credit ... - Tradin...
17 Oct 2006 at 1:58pm
Advanta Prices Securitizations Backed By Business Purpose Credit Trading Markets, CA - Oct 17, 2006 $450 million of business credit card securitizations, backed by receivables in revolving business purpose credit card accounts originated by Advanta Bank Corp.

Specialty-Finance Sector Deserves Credit - Barron's (subscription)
19 Oct 2006 at 9:45am
Specialty-Finance Sector Deserves CreditBarron s (subscription) - Oct 19, 2006 receivables growth, while Advanta should continue to exhibit above-average receivables growth reflecting aggressive marketing. In the credit-card sector, we

Smart Questions For Your Credit Card Company - Inc.com
28 Sep 2006 at 3:21pm
Smart Questions For Your Credit Card CompanyInc.com, NY - Sep 28, 2006 Advanta s Platinum Business card, for example, has a $25 cash the check altogether and issue a credit to your goes on a shopping spree with his business card?

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Blog Post Date: Oct 17, 2006

Chase Credit Card - Chase Speaks To Hispanics In New Credit Card Campaign - MediaPost Publications

Chase credit card

If you're confused as to how fees and reward work for your chase credit cards, it's worth it to take a few hours to read and review your credit application and regulations.

I've read quite a few credit card applications and I'll admit that I have to read and reread them in order to fully understand them.

Make no mistake about it. credit card applications and agreements are written in such a way that if a credit card client defaults, the credit card company will have the best chance of collecting. The agreements are written to appease the court system.. They're not necessarily written for the customer.

I don't think that credit card legalise is necessarily a bad thing. It does establish the expectations of the credit relationship. I find however that many credit card user don't have the interest or inclination to understand their credit card agreements.

The only times you really need to understand your credit agreement is to calculate your interest payments and if you default on payment.

Credit is a complicated tool that we all use. The person that spends a few hours learning the expectations of his/her creditors will save themselves alot of headaches in the future. There's always a certain peace of mind knowing exactly where you stand in your credit relationships.

If you've got a Chase credit card, or other, take a moment to call Chase customer service and review your credit agreement. If you don't have a credit agreement, ask their customer service for one. They'll be pleased to help.

News Post:
Chase Speaks To Hispanics In New Credit Card Campaign - MediaPost Publications
11 Oct 2006 at 3:11am
Chase Speaks To Hispanics In New Credit Card Campaign Media Post Publications, New York - Oct 11, 2006 The campaign uses TV and online ads and sponsorship to promote Chase s credit card services--a market that has tremendous growth opportunity compared to the US

Rewards can add to credit card confusion - Jackson Clarion Ledger
17 Oct 2006 at 4:14am
Rewards can add to credit card confusion Jackson Clarion Ledger, MS - 9 hours ago their credit card offers, according to a survey of 223 mothers with rewards cards, conducted by Harris Interactive for Disney Rewards Visa Card from Chase.

Study: Credit card late fees much higher - Ely Times
13 Oct 2006 at 9:44pm
Study: Credit card late fees much higher Ely Times, USA - Oct 13, 2006 in the study, which together accounted for 80 percent of credit card lending in the country as of 2004, are Citigroup Inc.?s Citibank, JP Morgan Chase & Co
Chase credit cards.

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Blog Post Date: Oct 17, 2006

American Express Canada - The Canada Council For The Arts Announces Finalists For The 2006 Governor Gen...

It's nice to see that American Express Canada gets involved in the arts and culture in Canada. I guess it's to their benefit as their clients use their American Express Canada cards to buy tickets to the theater, rent a cars, air line tickets etc.

The people that use American Express in Canada use their Amex cards to gain Air Miles points for these arts and entertainment purchases which in essence double their benefits. You gotta love more and more credit card benefits.

News Post:
The Canada Council for the Arts announces finalists for the 2006 Governor Gen...
16 Oct 2006 at 10:18am
The Canada Council for the Arts announced today the names of the finalists for the 2006 Governor General s Literary Awards, in English and in French, in the categories of fiction, nonfiction, poetry, drama, children s literature (text and illustration) and translation.

Goin' and Growin': PWC PW600 VLJ Engine Program Gains Altitude (The Aero-News...
17 Oct 2006 at 3:18am
Pratt & Whitney Canada tells ANN that it has delivered more than 50 of its PW600 new generation turbofan engines, currently powering the Cessna Mustang and the Eclipse 500 VLJs. "Our production ramp-up of PW615F and PW610F engines is firmly on track and deliveries to both Cessna and Eclipse are rapidly gaining altitude," said Andrew Tanner, vice president, Business Aviation, P&WC.

Avis and American Express Canada Reward Neighborhood Renters With Gift Cards and Dis...
10 Oct 2006 at 8:23pm
PARSIPPANY, N.J., Oct. 3, 2006 -- Avis Rent A Car System, LLC today announced a promotion for American Express(R) Cardmembers.

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Blog Post Date: Oct 16, 2006

Chase Credit Card - Fitch: U.S. Credit Card ABS Issuance Trusts Updated For September (Business W...

I found some interesting credit card news today..
Hidden credit card fees. Do you have time to study where these credit card fees are coming from?
It may be worth your while to call your credit card company and ask for a schedule of fees. Nobody likes to pay for things that they aren't aware of.. A little call to you credit card company may save you money.

With the Fitch ratings out, it scares me to think of how complex the credit card industry really is.. We take it for granted sometimes... Pull out your credit card and make a purchase... it's way more complicated than that. The credit card industry is very sophisticated.

News Post:
Fitch: U.S. Credit Card ABS Issuance Trusts Updated for September (Business W...
16 Oct 2006 at 8:01am
NEW YORK----Fitch Ratings today updated its U.S. credit card asset-backed securities issuance trust updates for the month of September for the following issuers: American Express Issuance Trust; BA Credit Card Trust ; Capital One Multi-asset Execution Trust; Chase Issuance Trust; Citibank Credit Card Issuance Trust; Washington Mutual Master Note Trust .

Business: Credit card fees a hidden enemy (The Nashua Telegraph)
13 Oct 2006 at 2:05am
WASHINGTON ? Late fees for credit card payments have jumped, but card issuers have done a poor job of explaining their policies on fees and penalties to consumers, a new study by congressional investigators has found. - By MARCY GORDON The Associated Press

U.S. credit card late fees up, disclosure murky (Reuters via Yahoo! News)
11 Oct 2006 at 3:42pm
Penalties for late credit card payments in the United States have more than doubled in a decade, but disclosures of such fees are written in language too complicated for many consumers to understand, a U.S. government report said on Wednesday.

Credit card late fees soar (Post-Bulletin)
12 Oct 2006 at 1:59pm
WASHINGTON -- Late fees for credit card payments have jumped, but card issuers have done a poor job of explaining their policies on fees and penalties to consumers, a new study has found

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Blog Post Date: Oct 15, 2006

Technorati Ping Update My Problems Fixed

TECHNORATI SLOW LATELY?
I was going to start a rant about how long it's taking for http://www.technorati.com to update my pings and my blog.

I did some checking on my blog and realized that I had missed two things lately as I've been reformatting my site:
1) My RSS.xml was slightly broken and wasn't showing properly. I got a book on XML and then quickly fixed the wrong formatting of my blog.
2) After doing a bunch of work on my site, I must have dropped my javascript link that technorati provides.

Even though I was pinging technorati like crazy, these were two major problems that I needed to solve before they're going to index me.

I am currently at
URL: http://www.express-marketing.com/blog.html
Updated: 185 days ago

I will keep looking for errors that I've caused and report back.

I noticed that ProBlogger.net was having the same problem. It appears that he's fixed his problem as his blog is getting nicely updated.

UPDATE: I just read on Technorati Help the following:
It looks like my blog is updating to you, but my posts aren't appearing correctly. How can I fix this?

The spiders that are picking up your posts might be having trouble parsing the data in your blog and identifying your posts. You can add additional code to your blog to better identify your individual posts by adding permalinks and rel="bookmark" to your post titles. For example, add the rel="bookmark" and permalink code so it looks more like:
POST_TITLE

Making these changes will also help your visitors subscribe to your blog and find the permanent location of your blog posts. You can refer to our Publishers Guide for more information.

I'm going to try rel="bookmark" and see how it works.

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Blog Post Date: Oct 11, 2006

Credit, History Of Credit, Pawn, Loans

When you think of nursery rhymes, what comes to mind? Certainly not credit or credit cards, pawning, etc., I'm willing to assume. Throughout the ages, nursery rhymes, which were often traditional stories or poems, were used by parents to teach young children the basics in math, dancing, languaage, etc. One of the most popular nursery rhymes was Pop Goes The Weasel. Though there are many versions of this rhyme the one listed below is about pawning and credit.

All around the mulberry bush,
The monkey chased the weasel.
The monkey thought 'twas all in fun.
Pop! goes the weasel.

A penney for a spool of thread,
A penney for a needle.
That's the way the money goes.
Pop! goes the weasel.

Up and down the City Road,
In and out of the Eagle,
That's the way the money goes.
Pop! goes the weasel.

Half a pound of tuppenney rice,
Half a pound of treacle,
Mix it up and make it nice,
Pop! goes the weasel.

Pop Goes The Weasel dates back to England 1700's. This rhyme is made up of mostly Cockney slang created by the Cockney people themselves due to their suspicious nature and their slang was used to confuse outside people. Both pop and weasel is slang - Pop meaning to pawn and weasel is derived from "weasel and stoat" meaning coat. People would pawn their suit or coat when times were hard. They usually pawned their coat on a Monday and claimed it back before Sunday. This is where the term came from "Pop goes the Weasel".

The Eagle refers to 'The Eagle Tavern' a pub which is located on the corner of City Road and Shepherdess Walk in Hackney, North London. The Eagle was an old pub which was re-built as a music hall in 1825. Charles Dickens (1812-1870) was known to frequent the Music Hall. It was purchased by the Salvation Army in 1883 ( they were totally opposed to drinking and Music Halls). The hall was later demolished and was rebuilt as a public house in 1901.


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Blog Post Date: Oct 11, 2006

Chase Credit Card - Tradition Meets Technology: Chase, LSU Bring Credit Card Payment Technology T

Chase credit cards seem to be getting involved in the neighbourhoods of America , based on the articles below. That's absolutely the right thing to do, is get involved with the people who use the credit cards in their everyday lives.
One of the great marketing methods we have seen over the last 100+ years is with Coca Cola and Pepsi being visible all over the place. They're heavily branded in malls, schools, store fronts and retail displays.

It seems that Chase credit cards is getting in and doing similar types of marketing.

News Post:
Tradition meets Technology: Chase, LSU Bring Credit Card Payment Technology t
9 Oct 2006 at 7:00am
WILMINGTON, Del.----This season, Chase and LSU are making it easier, more convenient and quicker than ever for LSU fans to buy a hot dog and soft drink and get back to their seats to enjoy their nationally ranked Tigers play.

Chase Card Services Launches Its First Hispanic Advertising Campaign
5 Oct 2006 at 10:00am
WILMINGTON, Del.----"Confia en Ti. Confia en Chase." "Have Confidence/Believe in yourself, Have Confidence/Believe in Chase" is the tagline for a multimillion-dollar Hispanic advertising campaign recently launched by Chase Card Services .

Chase targets Hispanic market
(Long Island Business News)
5 Oct 2006 at 1:00pm
JPMorgan Chase?s credit card unit is launching a new advertising campaign targeting Hispanic customers.

TNT and Innovative Brand Marketer Chase Develop First of its Kind Partnership
5 Oct 2006 at 12:59pm
On Oct. 6, TNT and Chase will introduce a high-impact promotional partnership that reaches consumers nationwide with the premiere of CHANGE OF PLANS, a TNT original mini-drama that embodies the marketing campaign of the new rewards credit card introduced by Chase, Chase Freedom; TNT s first-ever nationally exclusive sponsorship around a limited-commercial movie presentation with the film

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Blog Post Date: Oct 04, 2006

Credit Card List, Chase Discover American Express Amex Credit Cards

LIST OF CREDIT CARDS YOU'LL FIND ON OUR CREDIT CARD MENU

A huge list of credit cards. I thought I would take a moment to compile a list of all of the credit cards you'll find listed on our site. As you can see, there are over 200 credit cards to choose from. We sort our credit cards by Bank / Issuer and Benefit Types.


Orchard Bank Secured
The Miles Card from Discover? Card
Orchard Bank Platinum
Discover? Platinum Card
Blue Sky? from American Express
Blue from American Express?
Chase Free Cash RewardsSM Visa? Card
Citi? Platinum Select? Card
Chase BP Visa? Rewards Card
Chase Travel Plus Platinum Visa?
Chase Flexible Rewards Platinum Visa?
Impact Card
Platinum Business FreedomPass Credit Card from OPEN(sm) the small business team
Tribute? MasterCard?
The Imagine Gold Card
Orchard Bank Silver
Triple Advantage from Experian
Power Rewards? Visa? Platinum Card
Orchard Bank Gold
Platinum Benefit
Chase Business Rebate Card
Citi? Diamond Preferred? Rewards Card
Disney Rewards? Visa? Card from Chase
Vaya Prepaid MasterCard
HSBC Platinum
USA Platinum
One from American ExpressSM
New Millennium Platinum Card (NMB)
Chase Marathon
Chase Student Flexible Rewards Card
The Chase Business Rebate Card
The GM Business Card from Chase
Starwood Preferred Guest? Credit Card
Chase Platinum MasterCard? Card
United Mileage Plus? Signature Visa? Card
Platinum Plus
Choice Privileges? Visa? Platinum Card
Instant Approval Auto Loans
New Millennium Bank Secured Gold
Continental Airlines? World MasterCard? from Chase
USA Gold
Citi? Dividend American Express? Card
All American Gold
JetBlue Card from American Express
CitiBusiness? Card
Sony Card(sm)
Prime Mutual
Blue Cash? for Business Credit Card
Gold Delta SkyMiles? Business Credit Card from OPEN (sm) the small business team
First Premier Gold
Discover? Student Classic Card
Advanta Platinum BusinessCard
Citi PremierPass(SM) Card
Toys"R"Us? Visa? Platinum Card from Chase
Universal Entertainment MasterCard? from Chase
United Mileage Plus? Platinum Business Card
Gold Delta SkyMiles? Credit Card
Pulaski Bank MasterCard/Visa
Delta SkyPoints from Amex Bus.
Discover? Platinum Clear Card
Amex Delta SkyPoints
US Airways? Visa?
Starbucks Card Duetto? Visa
The WorldPerks? Visa?
Citi? Driver's Edge? Platinum Select ? Card
Citi? Platinum Select? Card for College Students
AT&T Universal Platinum Card
Bank of America Rewards? American Express? Card
Money Return Visa? Platinum
Anne Geddes Visa? Platinum Card
Evolution
Consumer Info Free Credit
Chase Amazon.com Platinum Visa? Card
Efectiva? Visa?
American Express? Preferred Rewards Green Card
Hilton HHonors? Platinum Credit Card from American
American Express? Preferred Rewards Gold Card
Alaska Airlines Visa?
Subaru? Platinum MasterCard?
Bank of America Visa Signature? with WorldPointsTM
MilesEdge? Card
First Premier
British Airways Visa? Signature Card
Volkswagen Platinum Visa? card with Rewards
Make-A-Wish? Visa? Platinum
Business Gold Rewards Card from OPEN(SM) the small business team
Citi? Diamond Preferred? Card
Borders 3.2.1(SM) Visa?
Platinum Business Cash Rebate Card from OPEN(sm) the small business team
AT&T Universal Rewards Card
Discover? Platinum American Flag Card
Centennial
Hawaiian Airlines? Visa?
Citi? Platinum Select? / AAdvantage? World MasterCard?
Citi? mtvU(TM) Platinum Select? Visa? Card for College Students
Citi? Driver's Edge? Card for College Students
Citi? Professional(sm) Card
IN:NYC ? Card from American Express
Gold Delta SkyMiles? Business Credit Card from OPE
Citi Credit Monitoring Service
Chase Speedway
Discover? Student Clear Card
The Chase Home Improvement Rewards(sm) Credit Card
E-Carlenders
Bank of America? WorldPoints? Platinum Plus? MasterCard?
Pet Rewards? Visa ?
CitiBusiness? Card with ThankYou Network(SM)
IN:Chicago ? Card from American Express
Citi? Hilton Hhonors? Visa? Signature Card
Homeland Prepaid
IN:LA ? Card from American Express
Advanta Platinum w/ Rewards Exclusive
Asiana Visa?
Business Green Rewards Card from OPEN(sm) the small business team
Discover? Business Card
Overstock.com Rewards Visa Card
Direct Rewards Platinum MasterCard
Chase Amazon.com Business Visa? Card
Citi? Home Rebate Platinum Select? MasterCard?
Citi? Upromise? Platinum Select? MasterCard?
Citi? Bronze? / AAdvantage? MasterCard?
Citi? Dividend Platinum Select? Card for College Students
Bank of America World MasterCard? with WorldPointsTM
Charge.com
Mexicana? Airlines Visa? Platinum
Continental Airlines Business MasterCard? from Chase
Citi? Gold / AAdvantage? World MasterCard?
Direct Merchants Bank Platinum MasterCard
Advanta Life-of-Balance Platinum Card
Home123
CitiBusiness? PremierPass(SM) Card
CitiBusiness? / AAdvantage? MasterCard?
Air Miles-Amex Canada
Bank of America Student Visa? Platinum
Discover? Platinum Wildlife Card
Discover? Student Tropical Beach Card
Aeroplan Plus
All Access? Visa? Prepaid Card
Privacy Matters
Pioneer Military Loans
Discover? Platinum Sealife Card
First Vineyard
Harbor Credit New Car Lead
Lexington Law
Blue from American Express(Exclusive)
Western Union? Prepaid MasterCard? Card
Business Line of Credit from OPEN(SM) the Small Business Team
PayDayOk Loans
Points Now MasterCard
Direct Rewards Platinum
Eufora Preferred (1 Creative 3 levels)
Centennial Gold
Expert Debt Solutions
Debit Cards Liberty Union
GetSmart Mortgage
Instant Car Loan Leads Non-Exclusive
Marriott Rewards? Visa Signature? card
Direct Merchants Bank (Yellow Ribbon)
Lending Tree Refinance Loan
Amex Preferred Rewards Gold
The American Express? Air Miles?* Gold Business Ca
Capital One Auto Finance
Beneficial Home Loan
PayDayRightNow
AccountNow Vantage Debit MasterCard
Blue Cash from American Express
Mt Vernon Cash Advance
Capital One? Platinum: Prestige
Lending Tree Home Purchase Loan
Advanta Platinum Exclusive
Amex Preferred Rewards Green
HFC Home Loan
Allow Card
Platinum Business from Open
AARP Rewards Platinum Visa? Card
Capital One? Platinum: Credit That Needs Some Impr
One from American Express
BlueHippo?
GetSmart Refinance
Blue Sky from Amex
DentalPlans.com - Single
Capital One? No Hassle MilesSM Rewards
Capital One? No Hassle CashSM Rewards
Capital One? Platinum: Limited Credit History
GetSmart Home Equity
Blue Cash for Business
HealthyCredit.net
CitiFinancial Auto
Delta Skypoints
Superb Debt Settlement
DebtSX
Business Green Rewards
Starwood from Amex
Business Gold Rewards
Platinum Cash Rebate from Open
Harbor Credit Refinance Auto Loan
Business Gold Delta Skymiles
Business FreedomPass
Jet Blue

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Blog Post Date: Oct 04, 2006

CREDIT CARD SITE ANNOUNCEMENT

CREDIT CARD SITE ANNOUNCEMENT
Effective October 8, 2006, I will be switching www.express-marketing.com over to credit card and debt help products news and sales.

We will be promoting the most prominent credit cards and other types of credit such as payday loans, house mortgages and auto loans.

We will bring you news and info regarding credit cards and the world of credit.

Look for the new look and feel of this site.

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Blog Post Date: Oct 04, 2006

Discover Credit Cards Rating

The Hardcore business of credit cards. There's the romantic side which talks about how credit cards will help your lifestyle, and then there's the Fitch Ratings!!


Fitch Rates Discover Card Master Trust I Class A/B Series 2006-3 'AAA/A+'

NEW YORK--(BUSINESS WIRE)--Fitch rates Discover Card Master Trust I Class A/B series 2006-3 as follows:

--$500 million floating rate class A certificates 'AAA';

--$26.316 million floating rate class B certificates 'A+'.

The ratings reflect the high quality of the receivables generated by Discover Card holders, 12.5% available subordinated amount supporting class A, 7.5% cash collateral account protecting class B, the transaction's sound legal and cash flow structures, and strong servicing capabilities provided by Discover Bank.

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The Miles Card from Discover® Card

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