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Apr 24 2009
Chrysler is not having as much time now- Bankruptcy
Chrysler is not having as much time now- BankruptcyNEW YORK (CNNMoney.com) I saw this article and hoped that Chrysler will do well.. They've got the spot light on them for sure. - Chrysler LLC is facing the most difficult and important of the

Apr 24 2009
take advantage of the lowest interest credit cards
Take advantage of the lowest interest credit cardsAre you looking for the lowest interest credit cards in the market? Are you searching for the right type of credit card that offers the lowest interest rate? Does your credit level qualify you for a c

Apr 23 2009
Subject Re Low Interest Credit Cards
Subject: Re: Low Interest Credit Cards? David, I do not have a listing of low cost credit cards but you may be able to get one low interest credit card, instantly, online at my site. Go to http://members.spree.com/taylor1 then, click on my Nextc

Mar 03 2009
Upgrades to the express-marketing.com
Upgrades to the express-marketing.comI am pleased that we are doing some upgrades to this site. It will include a new look, and a nice navigation system to help our visitors find things more easily. This should be good. With the onset of the c

Dec 10 2007
SPONSOR POST: Gasoline credit cards - Discover Open Road
SPONSOR POST: Gasoline credit cards - Discover Open Road In the variety of gasoline credit cards (banks insist they help saving in the times of high gas prices) it takes long to choose a really beneficial bank product. A lucky result of the long s

Nov 19 2007
Paydayloanquotes.com Review
Paydayloanquotes.com Review Paydayloanquotes.com is a secure Payday Loans site that will get you in touch with a payday loan lender in the U.S. only. This is a convenient service as you can take care of all of the loan application details over th

Nov 08 2007
PaydayFans.com is THE place to find a quick payday loan
payday loans no faxing is THE place to find a quick payday loan PaydayFans offers payday loans in the U.S. and UK. They have information about payday loans and an easy to use sign up form. They offer an overnight loan of up to $1500 with out

Oct 24 2007
Virtual Prepaid Credit Card - World Wide Wallet Card
Virtual Prepaid Credit Card?? - See www-card.com! www-card.com ( World Wide Wallet card ) is a virtual prepaid credit card which is safe and secure, and flexible and convenient. This card is an especially good idea for the upcoming christmas seas

Aug 20 2007
Airline Rewards Credit Cards
Airline Rewards Credit Cards Flying has become an increasingly common and convenient way to travel. Whether you frequently travel by air or want to fly to your next vacation destination, airline rewards credit cards can help you out. Read on to le

Aug 20 2007
The Topic on Student Credit Cards and What Weighs Most
The Topic on Student Credit Cards and What Weighs Most Due to the large population of students, big credit card organizations are now setting their eyes on students as a target market. These credit cards are perceived to support students to be pre

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CREDIT CARD - IDENTITY THEFT
Seems to be making the news lately. Forged credit cards.
One in three Canadians surveyed not protecting their identity

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Hard-to-Believe Credit Card Rates

Blog Post Date: Nov 21 2006
Universal Default Practice

I got this definition from the sites below:
  • universal default practice
    WIKIPEDIA - Universal default is the term for a practice in the financial services industry for a particular lender to change the terms of a loan from the normal terms to the default terms (i.e. the terms and rates given to those who have missed payments on a loan) when that lender is informed that their customer has defaulted with another lender, even though the customer has not defaulted with the first lender.

    The growing use of this technique is one of the most controversial trends in the financial services industry.
  • universal default credit cards
    You may not be aware of it, but the credit card companies are watching you. Even if you already knew this, they are probably watching more closely than you think.

    In addition to watching your every move on their product, they are also watching when you pay your bills, whether or not you apply for other credit cards, and whether or not your credit score has dropped. And if they don't like what they see, they can raise your interest rate without your knowledge.

    The practice is called Universal Default. Basically, it means that if you pay any bill late, even your phone bill, your credit card company can raise your interest rate. In fact, they can raise the interest rate up to almost 30%. They can do this even if you have a perfect payment history with them. Credit card companies do this because they now see you as a risk. Higher risks equal higher interest rates.
  • Hard-to-Believe Credit Card Rates- universal default
    MSNBC - I've read plenty of times about how credit card companies routinely charge many borrowers as much as 30% interest or more per year. I even reported on it. In that article, I explained a practice known as "universal default," which can get you whacked with sky-high interest rates on many or most of your cards if you're late paying just one bill. And the default typically kicks in without your receiving any notification about it.

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I spent some time reviewing Stephan Ducharmes www.moneyhome.com - 1 million visitors
Stephan Ducharme also runs www.freeadguru.com - Stephan ducharme free ad guru

There seem to be quite a few high pressure ads and mostly negative reviews when I research this product.

I found these reviews
1 million visitor review - stephan ducharme

Stephan Ducharme Review on Alexa

The question is: it looks like he's getting some reasonable traffic to his site. Is anybody who is working with his systems getting the results that he asked for?

Sometimes people who write negative reviews are those who are competitors, or lazy people don't want to spend the time working systems.

Have you had success with Stephan Ducharme's systems. Do you know anybody who's had success with his systems?

Personally I've been on the internet for a few years. Getting a million hits by just working the FREE methods to get traffic is a huge amount of work. My impression is that you'd have to hire people to work enough free systems to get that much traffic. All of a sudden, that's not free any more!

I'm interested to hear from anybody who has used Stephan Ducharme's system and had no success with it or good success with it.

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Along with our reciprocal links exchange and banner exchange, we thought we should add some products for our subscribers to help them learn more about about marketing their websites.

The Store is where you can find website marketing books

There is a lot of information on the internet about website marketing and marketing your business. These Self-Counsel Press self help marketing books are good to help your fundamental knowledge about marketing.

Before you can market on the internet, it's really important to know marketing in general. Marketing is not just about building a website and then hoping it sells something. There are hours and hours of research and trial and testing to be able to successfully service your clients.

Thus, if you're a programmer by nature, and you're really good at programming websites, it is a really good idea to study the fundamentals of marketing. Marketing self help books will give you more ideas on how to market your products so that you get a stronger return on your time and money investment.

I recommend these Self-Counsel Press self help books as marketing self help aids. The more you learn about marketing, the better you will do and the more money you will make.

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