Airline Rewards Credit Cards

Airline Rewards Credit Cards

Flying has become an increasingly common and convenient way to travel. Whether you frequently travel by air or want to fly to your next vacation destination, airline rewards credit cards can help you out. Read on to learn how airline rewards credit cards work and find some of the best offers available.

Earn the Miles

Airline rewards credit cards come in many shapes and forms, but the majority of them share the same basic principles. Most airline rewards credit cards allot you one mile for each dollar spent. Once you have earned a certain number of miles, you can exchange them for a plane ticket.

Besides earning miles through purchases, many airline rewards credit cards grant you bonus miles when you sign up. They may also offer special deals for you to earn additional miles once you have the card. Some award double points for making purchases at select places, such as restaurants and movie theaters.

Most major airline carriers offer a co-branded card, which is issued in partnership between the airline and a bank or credit card company. These cards allow you to earn additional miles when you purchase plane tickets through them or use their airline partner services, such as hotels and car rentals.

Reap the Rewards

Once you have an airline rewards credit card, you can keep track of the miles you earn on your card statement. Each card company sets the number of miles needed to earn free plane tickets. Usually fewer miles are required to travel domestically, while more are needed for international flights. Some cards allow you to redeem your miles for other items, include hotel stays, cruises, or car rentals.

While the rewards are fantastic, airline rewards credit cards also include certain terms and conditions. Most of them come with a higher interest rate and charge an annual fee. However, if you pay off your balance each month, the travel rewards will far outweigh the fees.

Best Offers Available

It is important to consider your travel interests and lifestyle as you look for the right airline rewards credit card. If you want the flexibility of flying any airline, the Discover Miles Card is a good choice. It offers benefits for signing up, including 0% interest on purchases and balance transfers for the first twelve months. Also, you can earn an additional 1,000 miles each month, just for using the card. That can total up to 12,000 bonus miles over the first year! You earn one mile for every dollar that you spend. And with Discover Miles Card there is no annual fee involved.

Another airline rewards credit card with plenty of flexibility is the Chase Travel Plus Platinum Visa card. This card allows you to choose from over 250 airlines. Chase Travel Plus Platinum Visa comes with 0% interest on purchases and balance transfers for up to twelve months. With a low annual fee of $29 and reward options including flights, hotel stays, car rentals, cruises and more, this card is well worth the investment.

Airline rewards credit cards offer enticing benefits. By making purchases on your card, you can earn miles that can be used for free travel. Look over your vacation plans. Then apply online today for an airline rewards credit card. Soon you'll be turning in those miles for tickets. Happy flying!

Click the following link to find Airline Rewards Credit Cards http://www.credit-card-surplus.com/airline.php . Ed Vegliante runs http://www.credit-card-surplus.com , a directory helping consumers to compare and apply for credit cards.

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The Topic On Student Credit Cards And What Weighs Most

The Topic on Student Credit Cards and What Weighs Most

Due to the large population of students, big credit card organizations are now setting their eyes on students as a target market. These credit cards are perceived to support students to be prepared with the real problems, specifically when they already attain their mature age. These student credit cards also build up their credit rating, so when they reach a more mature age, they are now equipped to obtain loans and other financial transactions.

Student credit cards almost function the same way as ordinary credit cards. They have reduced credit limit though than the latter. This is to help avoid indiscriminate spending as well as control expenses to tuitions and other school requirements. Few contain interest charges that are higher compared than standard credit cards. This is also a manner of preserving the interest of the credit card company. Sometimes parents as well as guardians are encourage to sign the application too because numerous of the students aren't yet earning and hence not eligible to obtain a credit card.

A good student credit card doesn't have the annual fees along with APR. Six months is commonly the introductory grace period being offered. This will make it a lot easier for the credit card owner to pay for his first fees while he's still getting familiar with the concept of using a credit card for his groceries. It may also be smart if you'd settle for those that provide cash backs, rebates, and discounts. It makes spending more fun!

If you want a whole list of student credit cards you could obtain, you may check out Chase Bank. Or you could simply obtain more information about Universal Entertainment Student MasterCard. It does not have yearly fees as well as annual percentage rate, and includes perks in theme destinations in Universal Studios.

Student credit cards will work out ideally if they also fit your lifestyle. They should not only become a luxury but a necessity as well. Dues should also be paid on time. Remember, this is how you practically build the credit score that may make you qualified to several financial applications later on. It also speaks a lot about your personal character. If you missed payments, you could be seen as a dishonest person.

It's easy to get credit cards, particularly student Visa credit cards. Discover credit cards with low interest rates when you visit CreditCardMonitor.org today!

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Chase Business Cash Rewards Credit Card - One Card For All Your Business Expenses

Chase Business Cash Rewards Credit Card - One Card for All Your Business Expenses

The Chase Business Cash Rewards Card is a Visa cash back rewards card issued by Chase Manhattan Bank and is ideal for people with excellent credit looking to consolidate business related expenses with one credit card and planning to utilize the rebate program to the maximum. Based on the FICO score recommendation, you should have a great or nearly perfect credit record. A FICO score of at least 764 is recommended for a higher chance of approval for the Chase Business Cash Rewards Card, but is not required. You will generally require your basic business information, including your Federal tax I.D. number and telephone and permanent address when you apply for this card.

The introductory APR is as low 0.00% for 6 billing cycles on purchases and balance transfers and that too without any annual fee. Though it depends on your credit history and varies from 5.99% to 9.99% added to the prime rate, 14.99% being the regular APR. However, once the introductory rate expires, the Chase Business Cash Rewards Card does have an above average interest rate for purchases and balance transfers.

The Chase Business Cash Rewards Card is a cash back card providing you with cash rewards on your purchases and its rewards system is based on points. Through the rebate program you can receive up to 5% cash back on most of your purchases without any limit on the amount of cash rewards you can earn. According to the rebate program you get one point per $1 for new net purchase totalling between $0 to $2000 each billing cycle; five points per $1 for new net purchase totalling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchase totalling over $2,500 each billing cycle. You will receive $50 every time you earn 5,000 points or you can also choose to receive brand-name merchant gift certificates.

If you are looking beyond the rewards program for something more substantial then too the Chase Business Cash Rewards Card is the ideal card for you. Not only does it provide you with amazing rewards and partial cash returns, it also provides several benefits including a purchase protection plan, travel accident insurance and also auto rental insurance. There are some additional perks along with the Chase Business Cash Rewards Card like emergency cash replacement, emergency card replacement, lost and stolen reporting, various travel and emergency assistant services, extended warranty for purchases, purchase protection and of course the Visa Business Partner Advantage. What's more, the Chase Business Cash Rewards Card offers you quarterly management reports, year end financial statements if you want and additional cards to be used by your employees. To top it all, you can fully avail the various internet account related services and you are under no liability for unauthorised purchases made by your Chase Business Cash Rewards Card.

If you plan to occasionally carry a large revolving balance, you might find doing so a little costly due to the 'Two Cycles Average Daily Balance' method used by the Chase Business Cash Rewards Card to determine finance charges, which ends up costing more to maintain an occasional balance compared to the 'Average Daily Balance' method used by some other credit card issuers. Hence, if you can pay in full each month after the introductory rates expires (to avoid finance charges) and plan to take advantage of the reward program you will benefit most from the privileges offered by the Chase Business Cash Rewards Card.

This article was brought to you courtesy of Anthony Samuel, the webmaster of http://www.apply-for-a-credit-card-now.com . A credit card directory where you can search, compare and apply for credit cards from leading credit card companies.

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Bad Credit Instant Debt Consolidation Loans!

Bad Credit Instant Debt Consolidation Loans!

Getting into debts and missing out on loan repayments is quite rampant now. Most of the UK residents purchase their car, home or consider home refurbishments out of the loan proceeds and repay it back in installments. The problem arises when you get into too many loans at the same time and cannot match up with your earnings.

Bad Credit debt consolidation loan -Gets you out of your debts!

Bad credits get accumulated as a result of default on loan repayment. One need not feel mired in debts anymore, if he has enough of equity which is the value of the house. If a house is already mortgaged then the equity on home would be value of the house minus the unpaid mortgage. So larger the equity, larger will be the loan amount the lender is willing to pay. It is so because the lender is at less risk when there’s a collateral set against the loan lent. Well, a borrower can be at a risk of losing out on his house if the payments are defaulted. But with secured loans lent at reasonable rates one would still pay his debt at ease.

Bad credit instant unsecured debt consolidation helps negotiate for debt with easy repayment installments on nominal interest rates!

Instant Debt Consolidation Loans manage money in a well planned manner and to lead a wealthy life during times of financial downturns or financial crisis conditions. managing debt loans to protect you from the mortification of debt struck situation.

Debt management plan helps becoming enabled to manage money in a well planned manner and to lead a wealthy life during times of financial downturns or financial crisis conditions.


• Get out of any kind of debt
• Learn how to manage money to avoid debt situations in future
• Take control of your finances within three years

Instant Debt Consolidation Loans with bad credits!

Firstly, you combine all your debts into one entity with a new lender or with an existing lender himself. With innumerable debts put together, the rate of interest will be reduced with only one payment to be made to the creditor. This way you can easily settle down your debts. Similarly, you can also avail of instant debt consolidation loan service.

UK debt consolidation loan provides you professional assistance in managing your debt and to unburden you from your debt related problems.

Content Developer for finance sites. Get free Debt Consolidation Loans with Debt Consolidation Loans

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Secured Loans: Separating The Fact From Fiction

Secured loans: Separating the fact from fiction

There are many people out there who have no clue about finance but are looking to take a loan. In fact, most of them are uneducated about financial matters and end up in debt traps before they hit 30. In fact one out of every five Britons doesn’t have any savings. Shocking as it may seem, it’s the bitter truth. The government and other related financial organisational bodies have come up with various ways to educate the people about loans.

In fact financial watchdogs like FSA (Financial Services Authority) provide impartial information for borrowers through sites, such as http://www.moneymadeclear.fsa.gov.uk/ Not only do they provide a guide for money savings, it also gives tips on money management, mortgages, retirement options, investments, insurances, and others. It is a good tool for those who are bad money managers and have no clue where the cash goes.

At the end of it, all that is required is a little bit of planning. For starters, most of us do not cover the occasional but essential expenses that include birthdays, anniversaries, Christmas and others. Keeping a daily diary and recording all your spending, no matter how mundane, also helps in a big way. In fact, it will give you a clear reflection of your lifestyle and spending habits. If most of your cash goes in outings, then cut your evening outs during the weekdays.

Set realistic targets. Don’t put yourself on too stringent a budget; chances are that you will stray. Revise your regular expenses budget periodically in case of bill increase or pay rise. But after all these exercises, you realise that there is not enough money to cover your expenses, then what do you do? A loan might solve quite a few of your problems, but then again, taking a loan means paying back the loan too. If you are a homeowner, then you have the option of going in for secured loans. The principal sum depends on the equity available in your home minus all other mortgages and debts.

For example, let’s say your home is worth £72,000 and you got additional renovations of about £12,000 done on it, then the lender is going to take everything into account. That makes your total home value about £84,000. But in case you had taken a mortgage/loan to buy the home and you own the creditor £25,000, then your total available equity will be £84,000-£25,000 = £59,000. Thus, if there is a possibility that you may get a loan amount upto £59,000 or more if the lender deems it.

Secured loans are actually the most cost effective borrowing option in comparison to other types of credit. For starters, you can borrow up to £250,000 and repay within 25 years. Other benefits include repayment holidays, deferred payments and cash back offers. Most of these offers are available with banks and online lenders. The biggest advantage of applying for online secured loans is that applicants do not have to go to the banks or brokers to apply for loans.

The only major drawback of online secured loans is that in case of failure in returning the money, lenders can repossess your home. So, in case you do think about taking this loan, the first step is to budget yourself. Firstly, think how much you need to borrow. Just because you can borrow more doesn’t mean that you should take it all…remember at the end of the day you may lose your home because of this recklessness. Think about how much you can afford to pay back every month and fix your loan requirement on that.

Check if there’s any penalty to be paid in case the pay back amount varies during the loan tenure. See if the loan provider gives flexible repayment terms or not and what different interest plans are available. Although, secured loans give borrowers the liberty of stretching the loan cycle to over 20 years. However, the longer you stretch your repayment period, the more you have to pay. The interest will pile up and the borrower may end up paying more than he borrowed in the first place.

One more thing that you have to consider before signing on the dotted line is the possibility of what will happen if there is a change in your financial circumstances. Let’s say that you are at the receiving end of an expensive divorce case and have to end up paying a heavy alimony and child care fees. Or there might be a sudden work/career shift happening in your life. Maybe you are planning to start a family? Whatever be the case, you may consider taking up protection insurance if you are going in for secured loans. It is a way to protect your asset in case of failure in repayment. Although, the total repayment amount will be double, it might be help you in case of sudden job redundancies or illness.

Whatever be the case…if you do think of taking a loan, take it after a lot of planning.

Randhir Kumar is a business writer specializing in finance and credit products and has written authoritative articles about Secured Loans, Online Secured Loans etc. He is currently assisting Shakespearefinance as a finance specialist.

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The Fastest Way To Build Your Credit

The Fastest Way to Build Your Credit

You'll be surprise but there are many adults who still have no or little credit history to work with. Without credit, you won't be able to obtain the necessary track record to obtain financing for major purchases down the line - mortgages, car loans, educational loans, vacations, and for some, a generous line of credit for new business ventures.

The group that is most afflicted with the "no credit history" dilemma is generally college students and newly arrived immigrants from other countries. For others, they should be more focused on maintaining or rebuilding their credit. The strategy outlined here is therefore, for people with no credit history.

Step One: Get a Secured Credit Card. There are several major banks that offer a terrific secured credit card to get you going. HSBC and Bank of America are two great places to start. After 12 - 18 months of solid, on time payments, they will almost certainly convert your secured credit card to an unsecured credit card. This will then open up the doors for other creditors to extend you credit. Expect to see some "pre-approval" card applications in the mailbox.

Step Two: Get a Secured Loan. Similar to a secured credit card, a secured loan requires a deposit (typically a $500 minimum) where they then will float you back the same amount in the form of a secured loan. All you really paying for is interest (at a $500 deposit, it shouldn't be a lot). Its well worth it at the end since this is used to build up a credit history.

Step Three: Become an Authorized User. If you know some one close to you who has terrific credit and is willing to add you as an Authorized User, then request to do so. Basically, you're "borrowing" their credit history to build up yours.

Any three of these time-tested strategies will work - either by themselves or altogether. Within a year and half, you'll have a very good credit history to work with. One important note though, you should have a good job as well. A stable job will ensure that you could pay off your credit balances while improving your chances of getting better credit cards in the future.
About the Author

Kit Phillip is a Researcher and Contributor to two of the Internet's most informative financial news web sites: CreditCardCreditNews.com and MoneyPersonalFinance.com. For New Credit Card announcements and industry Credit Card News, please visit www.creditcardcreditnews.com. For Bank News and Personal Finance News, please visit www.moneypersonalfinance.com.

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Finding Your Best Options For School Loan Consolidation

Finding Your Best Options For School Loan Consolidation

By: Jon Arnold

If you are a recent graduate from college, chances are that you have many different student loans from college. Many college graduates are going out into the real world after school with thousands of dollars in student loan debt. This can be quite overwhelming, especially when being out on your own for the first time and trying to keep up with all these loans, in addition to finding the right new job. The answer to your student loan woes may be a school loan consolidation.

When you have many different student loans that you are paying on, it can be difficult to keep up with the various payments you have each month. It also can be difficult to meet all those payments when you are just starting out as well. Getting a school loan consolidation will allow you to take all your loans and consolidate them into one. This will allow you to only have one payment to pay each month, and the payment will be much smaller than what you have previously been paying.

If you decide to get a school loan consolidation, you will be able to save quite a bit of money over the years. You will be able to get a better interest rate that will save you hundreds of dollars, and you also will have smaller payments to pay as well. Since your payments will be smaller, you may even be able to put a bit of extra money to your loan each month, which will help you to get it paid off much faster.

There are a variety of options for students who need a school loan consolidation; however, you want to be sure that you choose the right loan options for you. First of all, you are going to want to look for a reputable company. While many companies offer student loan consolidations, some companies may have more flexibility in their programs or better incentives as well. You will also want to compare the rates and the terms of various loans before you pick one company for your school loan consolidation. Make sure there is no penalty for making early or additional payments on your consolidation loan.

Some of these companies offer great incentives if you make your payments on time. In fact, there are a few companies that will reduce your interest rate if you pay on time for 24 months straight. However, when you are looking at these incentives, be sure that you do not make a decision on the incentives alone. You will also want to see if the company has competitive interest rates and good loan terms as well.

Even if you have just graduated from college with a mountain of student loan debt, there is hope. A school loan consolidation can help you consolidate your debt so that it is easier to pay off. So, if you find yourself over your head in student loans, consider a consolidation and make your life easier as you are getting started out in life.

For more insights and additional information about School Loan Consolidation please visit our web site at www.debtconsolidationstrategies.com

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Save Easily With BLUE Sky From American Express

Save Easily With BLUE Sky from American Express

People know American Express for its credit cards. However, it is not here that the story ends, for American Express is also into traveler’s check and charge cards businesses too. BLUE Sky from American Express is an addition to their extensive list of cards. It is by far the best credit card for frequent international travelers, who are capable of clearing full balance payments monthly.

You can give full credit to BLUE Sky from American Express cards in matters of flexibility in making payments. All you need is a good credit and then you can take full advantage of its significant travel reimbursement facilities.

Blue Sky from American Express Benefits

· Blue Sky credit cards offer you an opportunity to save cash on flights, hotels and car rentals at any point of time and that without any travel restrictions and blackout dates.

· Your liberty and flexibility will know no bounds with Blue Sky credit cards as you can pay for your purchases in full at a time or in convenient installments overtime.

· With BLUE Sky from American Express credit cards, you can gain unrestrained points and miles. The points program is never a fiscal burden for you

· When and where do you want to go? This is important. Irrespective of the fact that whether you are going for a weekend’s holiday or a peak season vacation, you can always make plans according to your expediency and save cash on several items.

· You do not have to pay an extra charge on additional cards. Thus, the benefits offered by the car can be shared by both you and your family

· Do you want to shop around and compare several travel deals? Decide on the cost and pay with your Blue Sky credit card. Do not worry; you will definitely receive your Blue Sky savings.

Fundamentals of BLUE Sky from American Express

If you hold a Blue Sky credit card, you have to pay an affordable rate of interest for purchases and there is no need for you to pay any annual fee. You will even enjoy the convenience of a zero percent introductory APR for the initial six months.

A low introductory rate of 4.99 % rate in case of balance transfer is the other advantage you can enjoy, provided you plan to commence a transfer while applying online for the credit card.

Savings starts at $100 for just 7500 points, which further builds up gradually. You can follow the rate of your savings, which is generally displayed as credit on your Blue Sky billing statement.

Additional Packages Available With BLUE Sky From American Express

· A guaranteed reservation service – this is to make sure that you will always be provided with rooms even if your arrival in the hotel is delayed for some reason

· You also get an additional auto rental insurance online financial statement at the end of the year along with a unique service-Return Protection (accordingly you get an amount of $300 for purchases and these cannot be refunded within a time period of ninety days)

· The other facilities you receive include accident insurance of up to $100,000, emergency card replacement, car rental loss and damage insurance and an international help online.

In short, you can say that BLUE Sky from American Express is a credit card, which has been exclusively designed to indulge you with boundless travel specifications without any restraint.

About the Author: Richard Gilliland Provides Expert opinions and reviews to help you Compare and Apply for a Credit Card - Compare Credit Card Offers with Credit-Wisdom.com - Unraveling the best in Personal and Business Credit Cards.

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American Express Credit Cards

American Express Credit Cards

Also known as AMEX, American Express is easily one of the most recognized names in the world of credit cards. Even though many people have Visa or MasterCard credit cards, they are still interested in AMEX. With Visa, MasterCard, and AMEX being the most popular and preferred types of credit cards, they are all great although there are also differences between them as well.

Both Visa and MasterCard are methods of payment. Both will allow different businesses to accept credit card payments using their systems. Neither of the two issue credit cards on their own behalf, instead they rely on banks throughout the world to issue the credit cards for them, provide the credit, and then charge the interest. Your credit card bill goes to the bank, as Visa or MasterCard doesn’t see any of it.

AMEX on the other hand, is very different. American Express has their own payment system, and they also issue their credit cards directly to consumers. Unlike Visa and MasterCard, AMEX runs the entire show. Therefore, when a credit card says American Express on it, you instantly know who has issued the card, what payment system it has, and everything else you would need to know.

Even though MasterCard and Visa are used more throughout the world, American Express is always expanding their networks. Visa and MasterCard are used in over twenty five million locations over the world, including third world countries, which makes them global credit card payments. AMEX on the other hand, doesn’t quite reach this degree. It is a great credit card, although it isn’t used around the world in areas where the other 2 dominant credit cards are.

You can get AMEX credit cards with rewards, although you’ll need to be careful where you look and what you select. Normally, with Visa and MasterCard, you’ll have to look at hundreds of banks before you can find the best choice. With AMEX, you can look at their website and find out what they offer and what type of APR you’ll have to pay. Most of the time, you can find a credit card with low interest and a great spending limit - providing you have good credit.

AMEX also has several advantages that it offers customers in North America and Europe. The credit card is accepted widely in both areas, offering you credit cards with great features and very attractive looks. AMEX offers you great rates, good rewards, and excellent customer service as well.

American Express also offers you Blue, which is a newly introduced credit card that offers you increased security, no annual fee, and 0% APR for the first year or so. Depending on your credit, you may be able to get an extended period with no interest. After that time has expired, you pay low fees, which makes it a great credit card for anyone looking for a deal. Blue is the newest card from AMEX, and will rapidly become one of the best - due to it’s amazing features.

In the world of credit cards, American Express is one of the best. They offer you a variety of different credit cards, designed to meet just about everyone’s needs. You find them online or through a local provider, although online is the preferred way to go. Simply fill out your application, and if you have good credit, you’ll be approved. Before you know it, you’ll have a credit card from AMEX - and be ready to experience life in the fast lane.

You can find the best choice of credit cards and pre-paid cards at www.CreditCards.us (http://www.creditcards.us)

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BLUE CASH From American Express – It Is Time For Payback

BLUE CASH From American Express – It Is Time For Payback

American Express focuses on centralized financial services planning, which has spawned many of the incredible American Express credit cards that promise great rewards. Blue Cash from American Express is one such card – designed in a manner to suit those of you with fine or excellent credit and planning for rebate programs.

Simply, American Express’ Blue Cash stands perfect; if you can have enough finances to spend hefty amounts on the card every year, you will receive cash back rewards in return. Well you might get deluded with the name Blue Cash (since you are not going to see any actual cash from the card). It is simply great for you, only if you are not one who is always on the lookout for regular discounts for stays at hotels or flyer miles.

You have a great program for rebate in Blue Cash Credit Card offering cash back on purchases. You might be interested to know the details of the rebate program, so spot it yourself.

Rebate Program

This rebate program allows you to earn between 0.5% and 5% cash back for every purchase on your card. Simplifying things for you, take a look at the particulars:

§ The lowest possible rebate is 0.5%
§ The highest possible rebate is 5%

The Rebate Details:

§ You will earn a 0.5% rebate for general purchases up to $6500 and 1.5% for purchases over $6500
§ Daily purchases earns you a 1% rebate for purchases less than or equal to $6500 and 5% for purchases above $6,500

So, you can earn up to 5% rebate on virtually everything you buy and especially quicker at supermarkets, drugstores and gas stations. Remember your cash award will vary according to the amount you spend each year.

How It Works?

Now, whenever you use Blue Cash from American Express for purchases at drugstores, gas stations and supermarkets (not in wholesale clubs), you will get 1% cash back on your purchase. If you make any other purchases with the card, you will get 0.5% cash back. This rate is applicable to all purchases you have made till you reach annual expenses of $6500. Once you have spent $6500, the cash-back rate climbs upto 5% at supermarkets, gas stations and drugstores and 1.5% for every other purchase.

Key Features

Now, dig through the fundamentals of the Blue Cash Card summed up here:

§ It is ideal for you, if you are planning to carry a balance occasionally. As the card requires no annual fee and has a sensible interest rate for balance transfers and purchases (provided you qualify). Fees like application, participation, inactive, reloading are not applicable.
§ It offers you a 0% introductory APR for the first 6 months of membership and gives you the option to pay in full or over time that can be applied toward purchases.
§ Blue Cash has low balance transfer rate of 4.99%. At the end of six months introductory phase, the rate gets reasonable. The variable APR’s are based on the Prime Rate.
§ This competent APR helps you to carry a balance occasionally, without fearing much about getting yourself deep in debt.

Extra Benefits

You can avail a long-list of endearing perks with Blue Cash card as mentioned below:

§ For the shopaholics this card covers – purchase protection, fraud protection, return protection and extended warranties
§ Also, if you are a frequent traveler, you have the option of an emergency card replacement service, a global assist hotline, assured hotel reservations, special travel offers and guaranteed hotel and motel reservations. You get $100,000 in travel accident insurance.
§ The Built-in ExpressPay feature allows you to make purchases even without having to swipe the card.
§ All the Internet account related services are available for you.

Now, instead of paying for a credit card, you have a card – BLUE CASH from American Express that pays you.

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